YouTube vid explaining how money in the US is created and its nature as a debt system rather than a value system. This, IMJ, is required viewing for everyone in 12th grade. But I doubt you'll see it (or anything like it) on a civics syllabus any time soon. In any case, anyone living during these economic times needs to understand the basic message of this video so they at least can have some understanding of what is happening around them (and what is happening to their savings) as our financial markets go through their gyrations.